---
title: First-Time Homebuyer | Signature Homes LLC
---

[![sh-logo-color](https://www.lp.signaturehomesllc.com/hubfs/sh-logo-color.png)](https://www.signaturehomesllc.com/)

[(605) 275-5888](tel:605-275-5888) 

[Let's Connect](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#form)

![](https://www.lp.signaturehomesllc.com/hubfs/Bayfield%20Exterior-1.webp)

# First-Time Homebuyer Program

Thinking about buying your first home? Signature Homes can help you understand the home buying process, explore your financing options, and find a new home that fits your next chapter.

## Get expert guidance on your path to homeownership.

We're here to help answer your questions, explain your financing options, and find the right home for you.

- Preferred lender partners in Sioux Falls and Des Moines
- Homes ready for you to move in today
- A trusted, family-owned builder since 1999

![Creekside - Ashby - 11](https://www.lp.signaturehomesllc.com/hubfs/Creekside%20-%20Ashby%20-%2011.jpg)

First-Time Homebuyer Program

## Why buy your first home with Signature Homes?

Since 1999, Signature Homes has been a trusted, family-owned builder in the Sioux Falls and Des Moines market. Here’s what we do to make buying your first home easier:

#### We connect you with trusted lenders.

Our preferred lender partners in each market explain your loan options, interest rates, and what fits your budget, so you can buy with confidence.

#### We guide you through every step.

Our team walks you through the home buying process from start to finish, so you always know what comes next.

#### We have homes ready now.

Choose from move-in ready homes in thoughtfully planned communities across the Sioux Falls and Des Moines market, with no waiting on a build.

the signature homes way

## The Path to Homeownership

Whether you're in the Sioux Falls or Des Moines market, your local sales team and preferred lenders are with you at every step.

1

### Connect With Us

Tell us a little about yourself, and a local sales team will reach out to answer your questions.

2

### Get Pre-Qualified

Meet with one of our preferred lenders to review your budget, interest rates, and financing options.

3

### Choose Your Home

Tour our communities and find the floor plan or move-in ready home that fits your needs.

4

### Move In

We’ll keep you updated through closing and stay in touch after you get your keys.

[Start the Process](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#form)

![Foster Townhome - Whisper Ridge East](https://www.lp.signaturehomesllc.com/hubfs/Foster%20Townhome%20-%20Whisper%20Ridge%20East.webp)

![Creekside - Ashby - 8](https://www.lp.signaturehomesllc.com/hubfs/Majestic%20Village%20-%20Pre-Grand%20Opening/Creekside%20-%20Ashby%20-%208.jpg)

![DSC08342](https://www.lp.signaturehomesllc.com/hubfs/DSC08342.jpeg)

![Creekside - Ashby - 15](https://www.lp.signaturehomesllc.com/hubfs/Creekside%20-%20Ashby%20-%2015.jpg)

![Townhomes Elevations Prairie Village-2](https://www.lp.signaturehomesllc.com/hubfs/Townhomes%20Elevations%20Prairie%20Village-2.webp)

![Greenway Park Townhomes Waverly Drive Living](https://www.lp.signaturehomesllc.com/hubfs/Greenway%20Park%20Townhomes%20Waverly%20Drive%20Living.webp)

Select your market

Learn about financing, communities, and move-in ready homes in your desired area.

[SD Sioux Falls](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#sioux-falls) [IA Des Moines](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#des-moines)

South Dakota

## Sioux Falls Market

Your Sioux Falls Lending Partner

## Getting a Mortgage Is Easier Than You Think

We've partnered with **Fairway Home Mortgage** to help buyers understand interest rates, explore their financing options, and find a loan that fits.

- ✓ South Dakota buyers may qualify for a zero-down stipend program on homes up to $410K.
- ✓ Pre-qualify with a local Fairway loan officer.
- ✓ Estimate your monthly payment with the Fairway mortgage calculator below.

[estimate your monthly payment here](https://www.fairway.com/fairway-calculators/mortgage-calculator)

![Chase Lage](https://www.lp.signaturehomesllc.com/hubfs/Chase%20Lage.jpeg)

Chase Lage

Branch Sales Manager and Loan Officer

**Fairway Home Mortgage** NMLS #1864561

- [605-610-6176](tel:6056106176)
- [chase.lage@fairwaymc.com](mailto:chase.lage@fairwaymc.com)
- [Visit web page](https://www.fairway.com/lo/chase-lage-1864561)

Free consultation. No appointment needed. No cost until your loan closes.

SIOUX FALLS, SOUTH DAKOTA

## New Home Communities in South Dakota by Signature Homes

![Creekside - Ashby - 8](https://www.lp.signaturehomesllc.com/hubfs/Majestic%20Village%20-%20Pre-Grand%20Opening/Creekside%20-%20Ashby%20-%208.jpg)

Harrisburg, SD

priced From $264,900

### Creekside

**1,063–2,167** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-4** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1-3** bath

**22** plans

Creekside, a new neighborhood from Signature Homes, is just west of Cliff Ave and Willow St in Harrisburg, SD, putting it near schools and retail. Whether you choose a single-family home or townhome in Creekside, they all offer HOAs (services vary).

![Galway Village - Ashby -001\_dsc07477\_twilight\_403](https://www.lp.signaturehomesllc.com/hubfs/Galway%20Village%20-%20Ashby%20-001_dsc07477_twilight_403.jpg)

Sioux Falls, SD

Priced From $264,900

### Galway Village

**1,047-2,167** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-4** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1-3** bath

**20** plans

This growing community is located in the southwestern side of town, and perfect for settling down into a new build home. Galway Village offers single-family homes for sale, as well as villas and townhomes perfect for both growing families and singles alike.

![Ollerich Farms Willow Townhome](https://www.lp.signaturehomesllc.com/hubfs/Ollerich%20Farms%20Willow%20Townhome.webp)

Sioux Falls, SD

Priced From $224,900

### Ollerich Farms

**889-1,869** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **1-4** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1-2.5** bath

**3** plans

Ollerich Farms features beautiful townhomes, with the option for 1, 2, or 3-bedrooms. Living here means you’ll have convenient access to restaurants and shopping nearby. The HOA covers snow removal, lawn care, and garbage services.

![Foster Townhome - Whisper Ridge East](https://www.lp.signaturehomesllc.com/hubfs/Foster%20Townhome%20-%20Whisper%20Ridge%20East.webp)

Sioux Falls, SD

Priced From $224,900

### Whisper Ridge East

**1,386-1,670** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-3** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1.5-2.5** bath

**3** plans

Whisper Ridge East features various models of our 1, 2 or 3 bedroom townhomes. You’ll love this quiet, yet convenient location with its easy access to Veterans Parkway, Dawley Farms shopping, and Southeast Sioux Falls’ parks, businesses, and schools.

[VIEW ALL SOUTH DAKOTA COMMUNITIES](https://www.signaturehomesllc.com/communities/south-dakota)

![Brookshire III Kitchen](https://www.lp.signaturehomesllc.com/hubfs/Majestic%20Village%20-%20Pre-Grand%20Opening/Brookshire%20III%20Kitchen.webp)

READY TO MOVE NOW?

## Why wait to buy your new home?

Explore the available homes across our new home communities that are complete and ready for you to move in today.

[Explore AVAILABLE HOMES in south dakota](https://www.signaturehomesllc.com/homes/south-dakota)

## Ready to get started on your new homeownership journey?

Connect with our Sioux Falls sales team today.

[Learn More](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#form)

Iowa

## Des Moines Market

Your Des Moines Lending Partner

## Getting a Mortgage Is Easier Than You Think

We've partnered with **Central Bank** to help buyers in the Des Moines-area understand interest rates, explore their financing options, and find a loan that fits.

- ✓ Dedicated Central Bank loan officers serving the Des Moines metro.
- ✓ Pre-qualify and understand your budget before you tour.

![Cass Muse Central Bank](https://www.lp.signaturehomesllc.com/hubfs/Cass%20Muse%20Central%20Bank.jpeg)

Cass Muse

Mortgage Loan Officer

**Central Bank** NMLS #1996926

- [(515) 333-4062](tel:5153334062)
- [cmuse@mycentral.bank](mailto:cmuse@mycentral.bank)
- [Visit web page](https://myhomeloan.mycentral.bank/homehub/signup/cmuse@mycentral.bank?from_mobile_share=true)

![Shannon Thome Central Bank](https://www.lp.signaturehomesllc.com/hubfs/Shannon%20Thome%20Central%20Bank.jpeg)

Shannon Thome

Mortgage Loan Officer

**Central Bank** NMLS #51051

- [(515) 331-7238](tel:5153317238)
- [sthome@mycentral.bank](mailto:sthome@mycentral.bank)
- [Visit web page](https://myhomeloan.mycentral.bank/homehub/signup/sthome@mycentral.bank)

Free consultation. No appointment needed. No cost until your loan closes.

Des Moines, Iowa

## New Home Communities in Iowa by Signature Homes

![Greenway Park Townhomes Waverly Drive Living](https://www.lp.signaturehomesllc.com/hubfs/Greenway%20Park%20Townhomes%20Waverly%20Drive%20Living.webp)

Waukee, IA

priced From $233,900

### Greenway Park Townhomes

**1,373-1,566** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-3** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1.5-2.5** bath

**2** plans

Greenway Park Townhomes, a Signature Homes community in Waukee, IA, offers convenient townhome living at 253 NW Waverly Drive. Featuring thoughtfully designed two- and three-bedroom floor plans, Greenway Park combines comfortable, low-maintenance living with convenient access to the shopping, dining, schools, and everyday amenities of the Waukee area.

![Townhomes Elevations Prairie Village-2](https://www.lp.signaturehomesllc.com/hubfs/Townhomes%20Elevations%20Prairie%20Village-2.webp)

Waukee, IA

Priced From $232,900

### Prairie Village

**1,047-2,167** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-4** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1-3** bath

**19** plans

Prairie Village, a Signature Homes community in Waukee, IA, offers a variety of thoughtfully designed homes, including townhomes and single-family options. Located at 11th Street, Prairie Village provides convenient access to Waukee schools, shopping, dining, and everyday amenities. With a range of floor plans and home styles to choose from, it's a great place to find a home that fits your lifestyle.

![Shadow Creek](https://www.lp.signaturehomesllc.com/hubfs/Shadow%20Creek.webp)

Norwalk, IA

Priced From $226,900

### Shadow Creek

**1,047-2,167** sq ft

![bed](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bed-icon.svg) **2-4** bed

![bath](https://50553882.fs1.hubspotusercontent-na2.net/hubfs/50553882/Sycamore%20Ranch%20-%20Relocation/bath-icon-1.svg) **1-3** bath

**18** plans

Shadow Creek, a Signature Homes community in Norwalk, IA, offers a welcoming neighborhood with a mix of thoughtfully designed townhomes and single-family homes. Featuring nearby green spaces and convenient access to the greater Des Moines area, Shadow Creek combines affordability, comfort, and convenience. With a variety of floor plans and home styles available, it's an ideal place to find a home that fits your lifestyle. 

Signature Homes LLC

READY TO MOVE TODAY?

### Your new home could be ready sooner than you think.

Browse available homes across our communities, fully built and ready for you to move in today.

[VIEW MOVE-IN READY HOMES IN IOWA](https://www.signaturehomesllc.com/homes/iowa)

## Ready to get started on your new homeownership journey?

Connect with our Des Moines sales team today.

[Learn More](https://www.lp.signaturehomesllc.com/first-time-homebuyer-program#form)

## Frequently Asked Questions

Do I need a 20% down payment to be approved for a loan? +

No! At Signature Homes, we work with our preferred lenders to offer you options for down payments.

How long does it take to get approved for a home loan? +

Our preferred lenders are efficient and ready to assist you with all of your mortgage needs. In as few as 15 minutes, our preferred lenders have the ability to pre-qualify you for a loan.

How much does it cost to start a home loan process? +

Nothing! At Signature Homes, our preferred lenders offer you a no-cost solution with no obligations until your home closes.

Where does Signature Homes build? +

11 active communities across the Sioux Falls and Des Moines market.

LEARN ABOUT THE BUILDER

## Why Signature Homes?

For more than two decades, Signature Homes has been building new homes and communities across Sioux Falls and Des Moines with a focus on quality craftsmanship, intentional design, and a building experience buyers can feel confident in.

![Galway Village - Ashby -009\_dsc07461\_753 - Kitchen - Standard - 2](https://www.lp.signaturehomesllc.com/hubfs/Galway%20Village%20-%20Ashby%20-009_dsc07461_753%20-%20Kitchen%20-%20Standard%20-%202.jpg)

### Your choices, built into every detail

New construction means you choose the finishes. We give you the ability to personalize your home to fit your needs and vision.

![Galway Village - Ashby -001\_dsc07477\_twilight\_403](https://www.lp.signaturehomesllc.com/hubfs/Galway%20Village%20-%20Ashby%20-001_dsc07477_twilight_403.jpg)

### Building Communities Since 1999

For more than 20 years, Signature Homes has built homes and communities across Sioux Falls with a commitment to quality and the people who live in them.

![Family](https://www.lp.signaturehomesllc.com/hubfs/Family.webp)

### Plans built for you

Years of experience have helped shape our floor plan options, all of which balance functionality, comfort, and value.

[![sh-logo-wht](https://www.lp.signaturehomesllc.com/hs-fs/hubfs/sh-logo-wht.png?width=160&height=76&name=sh-logo-wht.png)](https://www.signaturehomesllc.com/)

**Signature Homes LLC**  
6700 E. Arrowhead Parkway, Sioux Falls, SD 57110  
(605) 275-5888

<https://www.instagram.com/signaturehomessd/> <https://www.youtube.com/channel/UCmAysm79D2fV-81EpJ4i98g> ![EOO](https://www.lp.signaturehomesllc.com/hs-fs/hubfs/eoo.png?width=16&height=16&name=eoo.png)

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